Spend more, earn more: PayMe by HSBC introduces new rebate programme
Users can enjoy up to 15 per cent rebate at top merchants
PayMe by HSBC turns everyday shopping into rewarding moments with the launch of its new “Spend and Earn” programme. Whether you are booking your next adventure, purchasing sportswear, or upgrading your gadgets, PayMe users can now earn up to 15 per cent cash rebate1 at popular online merchants across the city.
This programme is the latest milestone in PayMe’s journey from a simple social app to a one-stop payment gateway—supporting everything from splitting bills with friends to scoring great deals with your favourite merchants. We are committed to making every transaction smoother for merchants and more rewarding for users.
And the numbers speak for themselves: as of February 2026, PayMe users spent nearly 20 per cent more at our merchant partners year-on-year, while our merchant network grew by another 20 per cent. The “Spend and Earn” programme is designed to help users get more value from every purchase, while reinforcing PayMe’s position as Hong Kong’s leading mobile wallet.
“With over 3.3 million users, we know what makes a great payment experience – simple, seamless, and rewarding. ‘Spend and Earn’ helps users save more when spending at their favourite brands,” said Lawrence Li, Head of PayMe by HSBC. “For our merchant partners, this programme opens doors to new opportunities from one of Hong Kong’s largest mobile wallet communities.”
Cash rebates are automatically credited to users’ PayMe wallets, ready for paying friends or shopping again.
Get More from Your Favourite Brands2
Users can stretch their dollars at some of Hong Kong’s most popular electronics, lifestyle, and travel merchants, including:
- Klook: 15 per cent cash rebate on tours, 10 per cent on hotel bookings, and 10 per cent on car rentals for limited time offers
- Wing On Travel: Up to 4 per cent cash rebate
- Samsung: Up to 4 per cent cash rebate
Plus, special deals from LG, INITIAL, Q-Pets, Gigasports and other attractive new rebates refreshed every quarter3.
How to Start Earning
Follow these four simple steps to start enjoying your rebate4:
- Update your PayMe app to the latest version and look for the new “Spend and Earn” section on your Home tab.
- Browse the latest offers and pick where you want to shop.
- Tap the offer and follow the prompts to the merchant’s app or website.
- Shop as usual, and after a short wait, watch your cash rebate appear in your PayMe wallet.
For more details, please refer to the PayMe website.
Make every purchase count with PayMe – why just shop when you can also earn?
Note to editors:
- Terms and conditions apply. Customers will not be eligible to enjoy the rebate if they use any coupon or promo code during check out on the merchant’s website or app, except for specific promo codes designated by merchants.
- Exclusions and terms differ by merchant. User should check the details in PayMe app before making any purchase.
- The merchants available and rebate rates may change from time to time without advanced notice.
- Users must enable cookies on their devices and must not use ad-blockers.
The Hongkong and Shanghai Banking Corporation Limited
The Hongkong and Shanghai Banking Corporation Limited is the founding member of the HSBC Group. HSBC serves customers worldwide from offices in 56 countries and territories. With assets of US$3,233bn at 31 December 2025, HSBC is one of the world’s largest banking and financial services organisations.